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Hiring a Roofer in Georgia
Published September 24, 2026 · Last updated October 1, 2026
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The short answer
A new roof costs about $9,609 on average nationwide. In Georgia, roofers can't file your insurance claim unless they are, or employ, a licensed public adjuster.
The Georgia Attorney General says to be skeptical of any roofer who offers to pay your deductible. And if your insurer denies your claim, Georgia law gives you time to cancel the roofing contract.
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Georgia roofing rules to know
- No claim handling. A roofer can't file a claim for you unless they are, or employ, a licensed public adjuster. A public adjuster is someone licensed to handle a claim for the homeowner.
- Deductible offers are a red flag. The Georgia Attorney General warns that a contractor offering to pay your deductible, or other "free" deals, can be a sign of fraud.
- You can cancel if your claim is denied. Since July 1, 2025, you can cancel a roofing contract within 5 business days after your insurer tells you in writing that the claim isn't covered.
- Keep the down payment small. Never pay for the whole job before work starts. The Attorney General suggests paying no more than one-third up front, with the rest tied to finished work.
Do roofers need a license in Georgia?
Georgia doesn't have a separate state license just for roofing. But a contractor who does broader work, like structural repairs, over $2,500 needs a state contractor license.
Other trades, like electricians and plumbers, must be licensed by the state. You can check them on the Georgia Secretary of State's website. For roofing, ask your local building department what's required where you live.
If a storm damaged your roof
- Call your insurance company first, before you sign with a roofer. Ask about your deductible and whether your roof is covered at replacement cost or actual cash value. See Georgia homeowners insurance.
- Take photos of the damage from the ground.
- Get more than one written estimate. Here's how to compare roofing estimates.
- Read the contract before you sign, and keep a copy.
What to check before you hire
- A local address and history. Storm crews from out of state are common after hail.
- Proof of liability insurance and workers' comp.
- A detailed written estimate with materials, tear-off, decking price per sheet, and warranty.
- Reviews and complaints. Check with the Better Business Bureau and the Georgia Attorney General's Consumer Protection Division.
What to ask
- "Who pulls the permit?"
- "What do you charge per sheet of rotten decking?"
- "What's your workmanship warranty, in writing?"
- "Are you, or do you employ, a licensed public adjuster?" If not, they can't file your claim.
The catch: a roofer who offers to "cover your deductible" is a big warning sign. Your insurer expects you to pay it, and hiding that can create problems with your claim. Say no, and hire someone else.
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Related services
Replacing gutters too? See gutters. Trees near the roof? See tree service.
More Georgia guides: Georgia homeowners insurance · Georgia car insurance · Georgia home equity loans · Georgia cash-out refinance · Atlanta car insurance
More roofing guides: Roof replacement cost · Roof inspection · Roof repair · Metal roofs · Hail damage · How to compare roofing estimates · How to measure your roof · Roof calculator
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